Protecting your investment in your home

It happens every year…mother nature produces weather that’s a bit rough…and as a result, homes get damaged. And, that costs money.  And, of course it can be incredibly time consuming.  And, it often happens at the worst time…when you can’t afford it.

 

Now, it’s super important to have a good insurance policy, so if/when something happens, your insurance company will reimburse you for the damage (or at least most of it…as most policies have some sort of deductible).

 

But, importantly, there are many things you can do to protect your home so that you either prevent or minimize the damage that could happen to your home.  I’ve recently written some articles that provide advice on preventative maintenance as well as what to do if you do get hit.

 

First, don’t forget that winter is right around the corner, and fall is the time to prepare your house to avoid winter problems.  Check out this article with Tips to prevent ice damming.  Thankfully, ice damming is preventable.  This article shows you the signs to look for that could cause a problem.

 

Water does a lot of damage to homes in our area.  In fact, water is responsible for the majority of insurance claims (way more than fire).  Here are some tips to prevent flood damage in your home.  Of course every once in a while, we get a big storm in the form of a hurricane.  These are never fun, and when they happen, houses that have typically been fine for 30+ years get some major damage.  So if this happens to you, you should find these tips helpful – How to recover and sell your house after a hurricane.

 

Preventative maintenance can go a long way to help preserve the value of your home and minimize damage.  I put this checklist on home maintenance tasks to do throughout the year.  While it’s specifically written for vacant homes, you’ll see that most of these tasks should also be done for occupied homes.

 

I hope this info comes in handy.  An ounce of prevention can go a long way.